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Pachira (Money Tree) Rotting at Top After Overwatering? Damage Likely Fatal—Let Dry, Hope for Best

Pachira twisted trunk plant was overwatered. Owner switched to cactus soil, larger pot, drainage, stopped watering. Now top 4 inches of two trunks look rotten. Cut them off?

Rot at the Top = Advanced Root Rot

Symptoms appear at the crown when roots are dead. Pruning won't help—the vascular system is compromised.

Only Option: Wait & Pray

  • Keep completely dry.
  • Do not cut—open wounds invite more fungus.
  • If any trunk firms up, it may survive.
  • Most overwatered Pachiras die.

Lesson

Money trees need very little water. Let soil dry completely between waterings. "Cactus soil" is correct; water only when pot feels light.

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