A braided money tree (Pachira aquatica) with a wire binding the trunks needs that wire removed before it girdles the stems. Repotting must wait for the right season.
Repotting in winter (short days, slow root growth) leads to waterlogged soil and root rot. Spring repotting aligns with the plant's natural growth cycle.
Remove the wire now; repot in April. Your money tree will grow healthier with room to expand and no constriction.
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