The tiny white dots on older jade leaves that scrape off with a fingernail but don't rub off are almost certainly scale insects – likely armored scale, not mealybugs (which have a cottony texture).
Jade plants (Crassula ovata) are succulents and sensitive to many insecticides. Harsh chemicals can damage the foliage worse than the insects.
Isopropyl alcohol (rubbing alcohol) is the gold standard:
For heavy infestations, a spray bottle with diluted alcohol (1:1 with water) can cover more area, but test on a few leaves first. Scraping manually works too but is labor-intensive on large plants.
Aggressive Mealybug Treatment for a Large Jade Plant
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Jade Plant Pest: Aphids or Mealybugs on Flowers
Outdoor Jade Plant Frost Damage: Recovery and Repotting Plan
Can You Make Tea from Jade Plant (Crassula ovata)?
Sticky Leaves and Brown Nodules on Jade Plant: Scale and Honeydew
Watering Houseplants: Thorough Soak vs. Frequent Sips
Jade Plant Problems: Spider Mites, Root Rot, and Propagation
Rescuing a Declining Jade Plant from Root Rot and Pests
Jade Plant Relocation to Tucson: Microclimate Management for Desert Transition
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