Black spots on a jade plant living outdoors on a Florida lanai fall outside indoor plant expertise. Outdoor variables—intense sun, rainfall, humidity swings, pests, fungal pathogens—make remote diagnosis unreliable.
Sunburn, fungal infections (anthracnose, Cercospora), insect damage, or watering issues could all produce similar symptoms. The spots don't scrape off, ruling out some pests.
Consult a local horticulturist, master gardener program, or university extension service familiar with Florida conditions. They can examine the plant in context and provide accurate, region-specific treatment.
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