Growing Money Tree (Pachira aquatica) from Seed

A South Florida gardener has a tri-lobed seed pod from a 125-foot tall “Money Tree” and wants to propagate it.

Seed Identification and Planting

The tree is likely Pachira aquatica (Guyana chestnut, saba nut). Seeds are edible, taste like peanuts.

1. Plant seeds 1 inch deep in regular potting soil.
2. Keep warm and moist with good drainage.
3. Germination: under 2 weeks if warm.
4. Keep in same pot until ~2 feet tall; don’t overpot.
5. Train young tree while supple.

Hardiness

Survives to 28°F; grows reliably outdoors in South Florida.