"Wrinkled" leaves are not a typical banana disorder. Normal aging causes lower leaves to yellow/brown, not wrinkle.
Without more detail, a precise diagnosis isn't possible. Photos would help.
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Frost-Damaged Dwarf Banana: Wait Until Spring to Prune
Banana Palm Leaf Discoloration: Cold and Water Stress
Winter Care for Banana Palms in Texas
Majesty Palm Cold Hardiness in The Villages, FL
Dividing and Transplanting a Large Areca Palm
Traveler's Tree (Ravenala madagascariensis): Not a Palm, Not a Banana—A Fan-Leaved Marvel
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Sago Palm Frond Browning: Cold Injury or Overwatering
Tiny Black Lines on Parlor Palm: Not Typical Pests
Massive Palm Identified as Yucca: Care and Pruning
Watering a Large Container Palm in Northern Ohio
Red Banana Palm Leaves Full of Holes? Slugs or Leafcutter Bees—Here's How to Tell
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