Bananas (Musa spp.) are tropical; freezing temperatures kill top growth. Cutting to a 6-inch stump is standard, but the underground corm (root system) must be insulated. Without a thick mulch layer (straw, leaves, wood chips), the corm freezes and the plant dies.
Potted bananas are even more vulnerable. Move containers to a garage or basement where temperatures stay above freezing. Keep soil barely moist. Do not expect fruit—container culture rarely provides enough root space for fruiting.
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