Southern Minnesota oak leaves with fuzzy balls underneath. These are leaf galls from tiny gall wasps (Callirhytis), not fungus.
Next year may have zero galls. Enjoy the biology.
Troubleshooting Swamp Milkweed: Spider Mites, Aphids, and Webbing
Brown Bumps on Pin Oak Leaves: Harmless Leaf Galls
Bougainvillea Cream Spots and Leaf Drop: Magnesium or Water
Oak Tree Webbed Clumps: Fall Webworms, Minor Pest
Paperwhite Bulbs: Black Streaks and Flopping—Light or Bacteria?
Troubleshooting Gloxinia Decline: Questions to Pinpoint the Cause
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