Palm with white drops + long webs: Webs = spider mites. Wash off with strong water spray or 50% rubbing alcohol spray. Repeat weekly.
“Indoor tree” with white milky drops + a few webs: Likely a Ficus—they exude white latex when injured. The webs are probably from harmless spiders (e.g., daddy longlegs) that eat pests.
Spider mites on palms are common but manageable. Ficus latex is normal.
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