Black, raised spots on maple leaves are tar spot, caused by fungi in the genus Rhytisma. While unsightly and sometimes causing early leaf drop, tar spot rarely threatens tree health. The fungi overwinter on fallen leaves.
Progressive crown thinning and lichen on the trunk suggest chronic stress—not tar spot alone. Contributing factors:
Apply 10-10-10 fertilizer at 1 lb per inch of trunk diameter, scattered to drip line, watered in. Best before rain. This supports recovery from defoliation and improves canopy density, which naturally suppresses lichen.
With consistent sanitation and vigor improvement, the tree can recover. Tar spot fluctuates yearly; a dense canopy is the best defense.
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