Your 3-year-old maple has black spots on leaves in summer. Likely Phyllosticta leaf spot (fungal).
Phyllosticta looks bad but doesn’t hurt the tree. Rake leaves in fall; enjoy the maple.
Japanese Maple Leaf Spots: Phyllosticta (Purple Eye)
Plectrelminthus caudatus Leaf Spots: Fungal Management in Humid Conditions
Phyllosticta Leaf Spot on Young Maple
Tar Spot on Silver Maple: Management and Perspective
Japanese Maple Leaf Spots: Phyllosticta Fungus — Mostly Cosmetic
Black Spots on Maple Leaves: Tar Spot Fungus—Rake Leaves, Reduce Inoculum, Tree Usually Fine
Sunset Maple Decline: Premature Color, Leaf Spots, and Trunk Issues
Maple 'October Glory' Leaf Spots: Phyllosticta Fungus
Mature Maple Tar Spot: Management and Fertilization
Maple Leaf Warts and Holes: Phyllosticta Leaf Spot
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