In zones 10 and below, plumeria (frangipani) goes semi-dormant in winter: leaves yellow and drop, leaving bare stems. This is natural, not a sign of death.
The "yellowy gold powder" is likely a benign fungus (e.g., powdery mildew) common during cool, humid periods. It won't kill the plant but accelerates leaf drop.
When nights stay above 55°F, move outdoors, resume watering, and fertilize with high-phosphorus formula. New leaves and flowers will appear.
Planting in ground is only advisable in frost-free zones (10b+).
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Plumeria Spider Mites: Organic Control and Plant Health
Hibiscus and Hollyhock Lace Leaves: Thrips and Atomic Grow Butterfly-Safe Control
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