Three tropical hibiscus trees, moved indoors for winter in western North Carolina, are suffering: massive leaf drop, bright yellow fungal growth on soil, and one plant with half its stems rotted and pulling free. The owner seeks diagnosis and rescue steps.
Tropical hibiscus (Hibiscus rosa-sinensis) naturally shed leaves and slow growth in low-light, short-day indoor conditions. This is not fatal—if watering is drastically reduced. Overwatering in cool, dim settings is the primary cause of fungal outbreaks and root rot.
Normal response to reduced light. Keep soil barely moist; do not fertilize until spring.
Likely a saprophytic mold or early rot indicator. Scrape off top 1″ of soil, replace with fresh, well-draining mix. Improve air circulation.
Advanced root/crown rot from chronic overwatering. The stem pulling free with internal rot confirms the vascular tissue is destroyed.
Realistic outlook: The two less-affected plants can recover with strict cultural correction. The rotted one should be replaced.
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