Bark falling off at the base of a young maple with white leaf spots suggests possible internal decay from a past wound. Black ants nesting in the decay are secondary, not the cause. Healthy foliage indicates the tree is still functional.
Send a photo of white leaf spots for ID; they may be cosmetic (e.g., powdery mildew).
Maple Leaf Underside White Spots: Galls or Aphids
Lilac with White Spots and Curled Leaves: Herbicide Injury Suspected
Maple Leaf Spots and Tulip Tree Trunk Holes: Two Separate Issues
Saving a Large Japanese Maple with Bark Loss and Dead Branches
White Spots on 'King Crimson' Maple: Common Leaf Fungus, Easy Management
Red Bumps on One Maple Only: Insect Galls, Not Disease
Silver Maple Base Sprouts Only: Root Stress and Canopy Loss
Maple Trunk White Spots: Harmless Lichens
Maple Trunk Bark Peeling: Wound Care (Bark Scoring)
Coral Bark Maple Losing Bark: Sunscald, Borers, or Natural Exfoliation?
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