Scrape a tiny bit of bark under the cottony mass. Green tissue = insect (woolly aphids or scale). Brown/black dead tissue = fungal canker.
Cankers can girdle and kill branches. Prune out affected limbs, sterilizing tools. No spray cures established cankers.
Since your trees aren’t declining yet, insects are the more likely culprit.
Assessing Bark Cracks on Bradford Pear Trees
Diagnosing a Declining Sunset Maple: Tar Spot, Drought, and Basal Wound
Crabapple Trunk Damage and Dead Top Branches: Borer Suspected
Single Quaking Aspen Declining: Check for Root Pests or Cytospora Canker
Plumcot Fruit Oozing Clear Resin: Plum Curculio Beetle Damage
Quaking Aspen Cytospora Canker: Orange Spores Indicate Stress
Aspen Tree Sticky Leaves and White Eggs: Cottony Scale Infestation
Aspen Wilting After Overwatering: Recovery Likely
Aphids on Aspen: Honeydew, Sooty Mold, and Organic Management
Spittlebug Foam on Pittosporum: Harmless but Check Watering
Plum Curculio Damage on Peaches: Identification and Safety
Magnolia Honeydew: Insect Excrement, Not Tree Sap
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