Money Tree (Pachira) Root Rot: Overwatering Diagnosis and Fix

Two money trees bought together. One thrives (dry soil), one declines (wet soil, brown dropping leaves, few new leaves). Owner seeks help.

Diagnosis: Classic Overwatering/Root Rot

Money trees (Pachira aquatica) are semi-succulent—they prefer to dry out between waterings. Wet soil = suffocated roots = rot = leaf drop.

Immediate Rescue Protocol

1. Stop watering the sick plant completely until soil dries
2. Remove saucer water within 15 minutes of watering (never let sit in water)
3. Check drainage holes—clear if blocked, elevate pot for better flow
4. Inspect roots if possible: remove mushy black roots, repot in fresh well-draining mix
5. Increase light—bright indirect speeds soil drying and recovery

Proper Ongoing Care

• Water: Only when top 2-3" soil is dry. Then water thoroughly, drain completely.
• Soil: Cactus/succulent mix or 50% potting soil + 50% perlite/pumice
• Light: Bright indirect; tolerates some direct morning sun
• Fertilize: Dilute balanced fertilizer monthly in growing season only

Recovery Signs

New growth firm and green within 3-4 weeks if viable roots remain. If stem bases are mushy, the plant may be too far gone—propagate from healthy stem cuttings.