Large in-ground bananas, can't dig/store: protect the underground corm (rhizome); accept top loss.
Corm must not freeze. Soil temp at 6–12" depth must stay >28°F. Mulch depth is your insurance.
Remove protection gradually. New shoots emerge from corm. Fertilize heavily, water abundantly for fruit potential before next winter.
Dormant plants don't uptake nutrients. Spring only.
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