35-Year Money Plant (Crassula) Collapse: Overwatering, Not Fertilizer

Your 35-year-old money plant (Crassula ovata) lost all leaves, main stem rotted after possible Baby Bio overdose. Real cause: chronic overwatering.

Diagnosis

Unpot. Firm wiry roots = not overwatered (then it's fertilizer/sun). Mushy roots = overwatered.

If Overwatered (Likely)

1. Cut mushy roots. Keep wiry ones.
2. Repot in smaller pot with dry, fresh mix.
3. Prune top by same % as roots removed.
4. Bright sun. Wait for regrowth.

Propagation Attempt (Low Odds)

Take healthy stem cutting, root in hormone + soil under loose plastic bag. Best tried now (summer).

Prevention

Empty drain tray 1 hr after watering. Never pot without drainage hole. Dry well between waterings.