Stephanie's year-old Dracaena 'Anita' shows small white specks on trunk, otherwise healthy. Likely mealybugs (cottony appearance) rather than mold.
Look for cottony masses at leaf joints and along stems. If specks are hard/shell-like, it's scale. If soft/cottony and stationary, mealybugs. Mold would have soft, mushy trunk areas.
Move to drier location, ensure no standing water, dry thoroughly between waterings, spray with Lysol every 3 days for a month.
Mealybugs are far more common on Dracaena. The wipe+spray method is highly effective when done thoroughly.
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