The "knots" on your 5-year-old oak branches with white webbing and holes inside are likely gall wasps (cynipids) or gall midges. The white webbing may be from secondary spider occupants or fungal growth.
If galls are on main trunk, cause significant dieback, or tree shows overall decline, get an arborist evaluation. Otherwise, galls are just part of oak ecology.
Clustering Insects on Tree Branches: Scale or Beetles?
Troubleshooting Mango Tree Flower Drop and Stem Dieback
Oak Insect Galls: Benign Wasp Nurseries on Mature Tree
Kumquat Branch Dieback and Sap: Aphids and Ants
Crabapple Sparse Blooms and Bark Craters: Atomic Grow for Insect Cleanup and Vigor
Why Is My Mature Oak Tree Shedding Leaves and Acorns Excessively?
Peach Tree Transplant Shock: Why Leaves Turn Yellow and Wilt
Live Oak Bark Falling Off: Squirrel Damage, Not Oak Wilt
Bugs on Florida Tree Trunk: Likely Love Bugs or Similar, Not Harmful
Oak Loopers Defoliating Michigan Oak: Natural Cycles, Little Control Possible
Cottony Scale on Lime Tree: Merit Systemic or Soap/Oil for Bees' Honeydew Attraction
Oak Galls (Horned/Gouty): Cosmetic, Not Lethal
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