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Money Tree Yellowing with Brown Spots: Fungal Leaf Spot

Large indoor money tree (Pachira aquatica) with yellowing leaves and brown spots after previous fungus gnat issue (resolved by soil replacement) now shows fungal leaf spot, not insect damage.

Treatment

Daconil (chlorothalonil) fungicide spray per label for ornamentals.
Repeat in 10–14 days.
Remove heavily spotted lower leaves to reduce spores.

Care

Water when top 2 inches dry; avoid splash on leaves.
Provide bright, indirect light.
Ensure pot drainage; no saucer standing water.

Fungus gnats indicated overwatering; current spots confirm fungal issue. Daconil is safe and effective.

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