Lower limb loss on a 20-30 year old maple is normal—shaded branches self-prune. The vertical, dark, moist crack from ground to 8 feet is sunscald: winter freeze-thaw cycles on the south/west trunk rupture living bark cells.
Sunscald wounds are entry points for fungi and borers. Young, thin-barked maples are especially vulnerable.
Beyond borer prevention, the tree should compartmentalize the wound over time.
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