Summer storms can damage trees and shrubs. Homeowner's insurance may cover losses; the IRS may allow casualty deductions. But proving the value of a mature oak requires documentation.
Photograph your landscape each summer using wide-angle and close-up shots. Landscaping can contribute up to 25% of property value. Recent photos help adjusters and consulting arborists (look under "Arborists" in the phone book or ask large tree removal companies for an ISA-certified appraiser) determine accurate losses.
Don't wait for disaster—document now.
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