Why Plants Are a Better Investment Than CDs

The Magic of Plant Division

My mother taught me to save: a $5 deposit would grow for nine years. But as a gardener, I’ve found a far higher return—400% or more—by dividing perennials.

• Viburnum: Four vigorous sprouts appeared under the mother plant; dug and shared.
• Hosta: One large clump became four, each ready to divide again in a few years.
• Monkey grass (Liriope): A single root ball yielded eight healthy divisions.
• ‘Homestead Purple’ Verbena: Rooted stems were potted and grown on for transplanting.

Unlike a CD at 3.5%, plants multiply exponentially with minimal effort. Divide, replant, share—the interest compounds every season.