Sudden, complete leaf drop in a ficus (Ficus benjamina) usually signals a major stress event: cold exposure, drastic light reduction, or severe watering error. Since you mention the branches look dry, the plant may still be alive if the roots survived.
This method works for almost all houseplants because it measures actual soil moisture, not a calendar.
Remove yellow/dead leaves promptly. They won't recover and can harbor pests. Give the trunk a vigorous shake before watering to dislodge loose leaves all at once.
If stems are still flexible and show green under the bark, keep it warm, bright, and water by weight. New leaves may emerge in weeks. If all wood is brittle, the plant is dead.
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