Ben reported algae/rust spreading upward on his live oak trunk, concerned it might kill the tree and seeking fungicide treatment.

Melissa identified the growth not as algae or disease, but as Tillandsia—commonly known as Spanish moss, a bromeliad epiphyte. This is a harmless, non-parasitic plant that uses the tree only for support.
The oak's reduced greenness was a separate issue. Melissa recommended late winter fertilization (late February) with 13-13-13 fertilizer at 2 pounds per year of tree age.
Spanish moss does not harm trees—it's an aesthetic concern only. Some people appreciate its ornamental value; others find it messy. The tree's health depends on proper nutrition and care, not on removing this benign epiphyte.
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